Post Accident Dilemmas: Personal Injury Claims And Settlements

There are a lot of difficult decisions you will face after a car accident in Maryland, particularly surrounding your options for financial compensation. A personal injury claim is your only real path to recovering the losses and harm endured, but most ordinary people do not know how to handle one. This article answers many fundamental questions about the personal injury claim process in Maryland, including:

• How you can afford the medical treatment you need while waiting for your claim to settle.
• When to file your claim, and when to take it to trial.
• Why being ready to take your claim to trial is vital to obtaining the compensation you need.

How Am I Going To Pay For Medical Bills While I Wait For My Personal Injury Case To Settle?

It can be extremely stressful to face expensive medical bills and treatment costs without a financial safety net. Insurance companies know this and will use these fears against you to accept a lower offer earlier on in the case. Fortunately, there is a lot your attorneys can do to help as well.

For example, an experienced law firm like ours will communicate with medical providers to get them to wait until the case is resolved to be paid. We can also help you get the coverage you need through your own insurance if you have health insurance.

The doctors and medical care providers that we work with know that they will be reimbursed upon a settlement or verdict, and given our reputation for wins, they are willing to accept that risk.

Should I Wait Until I Am Fully Healed Before Settling My Personal Injury Claim?

If you accept an offer before you are fully recovered, you run the risk of losing out on all the financial compensation you need.

Ultimately, your goal should always be to get back to what we call maximum medical improvement and, if possible, your baseline before the accident occurred. Only once that is achieved will you know the full extent of your costs and what you have to pay, and thus, what you need compensation for.

What Happens If The Insurance Company Will Not Offer A Reasonable Settlement?

Insurance companies will often drag their feet about settlement offers, hoping that by delaying, you will accept less than you deserve out of desperation. Insurance companies are not going to make a reasonable settlement offer unless they know that you’re willing and able to go to trial.

While there is always a risk of losing in a trial, the risk is even greater for the insurance company. Any risk of loss is taken, not by you but by us, and we would not do so without confidence in your case and our ability.

So when insurance companies refuse to make reasonable offers, we find that going to trial offers the best results possible.

When Does It Make Sense To Take My Personal Injury Case To Trial?

Any time the insurance company is not taking your case seriously and is not making a reasonable settlement offer, a trial can be the perfect way to have a judge force them to do both.

Most of the time, just being willing to go to trial, presenting the evidence we have gathered in your favor, and our reputation for wins is enough to get the insurance company to offer a fair and full settlement before the trial is even finished.

How Will Having Your Firm On My Side Affect The Insurance Company’s Settlement Offer?

The Bishop Law Group is a litigation firm; we are not afraid of trials, and insurance companies know it.

Generally, we find that insurance companies make higher offers to our clients than most other law firms because they know that we reject a lot of settlement offers and file suits to go to court. For more information on Personal Injury Claim Dilemmas In Maryland, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (410) 680-3617 today.